There are numerous ways of generating finance in India. A potential borrower can either opt for secured loans, unsecured loans, or acquire funds from his family. However, one financing method that is still not that common is a loan against the insurance policy. This financing service has existed ever since people started investing in insurance … Read more
The coronavirus pandemic has brought a lot of attention to emergency planning. As soon as the lockdowns were announced, emotions were running high, and people all over the world started stocking groceries and medicines to get ready for an emergency situation. But for most people, financial planning in this emergency was more of an afterthought. … Read more
Gold and fixed deposits are considered as the two popular sources of utilizing your idle funds for the investments. If you are an investor, who has the appetite to handle the risks, then you can invest in gold, whereas an investor who wants the guaranteed returns on their investments should certainly invest in a fixed … Read more
We all want the highest return from an investment but we often fail to do so because of lack of expertise. We are going to look at some of the ways to get the highest return on investment when investing in a fixed deposit. FD rates today are on a downward spree because of economic … Read more
Get a detailed analysis of EPF Vs PPF. Know about difference, comparison, and which is better between the Employee Provident Fund (EPF) & Public Provident Fund (EPF). Provident Fund (PF) or the Employee Provident Fund (EPF) is the monetary benefit you receive during retirement. All salaried employees who are a resident of India are eligible … Read more
Personal loans work as an excellent means for people to meet their immediate financial expenses. Unlike as in case of auto loans, home loans etc., the amount availed through personal loans can be put to any use, depending upon the borrower’s priorities. Another factor that sets them apart is their unsecured nature. It implies that … Read more
What is Debit Card A Debit Card is a plastic payment card to make any transaction at the Bank ATM or to the merchant. Unlike another plastic card like a credit card, any transaction is done through a debit card that transfers the money from the bank account of a cardholder. With the debit card, … Read more
A savings tool allowing individuals to save a small amount every month, Systematic Deposit Plans offer unique features. Primarily offering a plan which helps in building a considerable corpus for the future, systematic deposit plans allow individuals to achieve their financial plans and goals by slow saving along with high returns. Why is Systematic Deposit … Read more
PAN stands for Permanent Account Number, which is a vital financial document in India. It is majorly used while filing the Income Tax Returns (ITR) by individuals who are earning Salary and by businesses. Other than this, the PAN Card is also a proof of identity in India. But other than only being helpful while … Read more
The Economic Times reports a Flipkart survey concluding that every 4 out of 10 customers happen to break their mobile screens and most of them do not visit an authorised service centre to have it repaired. From such statistics, this conclusion can be drawn that customers find the replacement of mobile screen expensive. The concept … Read more